Receivables Finance

Receivables Finance

Companies of any size want to ensure that their business keeps moving and not standing still waiting for invoices to be paid.

1. Funding
Release the cash tied up in your outstanding sales invoices with our Receivables Finance solutions - Factoring or Invoice Discounting.

Factoring is a flexible funding and collections service, which releases cash tied up in outstanding customer invoices, bridging the cash flow gap between raising an invoice and getting paid and removing the time consuming task of chasing and collecting payments.

Above all, Factoring improves your cash flow by providing an immediate injection of cash into your business against the value of your outstanding invoices.

Invoice Discounting is a flexible funding only solution which releases cash tied up in outstanding customer invoices, bridging the cash flow gap between raising an invoice and getting paid. You maintain the relationship with your clients and collect payments against outstanding invoices – we provide the cash to support you.

2. Receivables management
Controlling receivables is essential for any company. Whether it’s a single transaction or in bulk, accurate receivables management maximises the cash flow benefit.

In addition, as a part of our Factoring offering, we can provide comprehensive credit control services. Through this service you will save a great deal of your time, since we chase and collect outstanding invoice payments on your behalf.

3. Protection in doing business internationally
Being a global business can be challenging at the best of times, but international borders should not get in the way of a health cash flow. With different cultures and work ethics in every market, it pays to have a banking partner present in all the major markets across the world. With local knowledge and expertise, HSBC can make doing business internationally as easy as doing business in Spain.

If you would like to know how these services could help you contact us via email:
spain.receivables@hsbc.com